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SPANDANA SPHOORTY FINANCIAL LIMITED

www.spandanaindia.com
Active
Updated: 16 Nov 2025

Spandana Sphoorty Financial Limited operates as a microfinance institution in India.

Spandana Sphoorty Financial Limited, is an unlisted public company incorporated on 10 March, 2003. It is classified as a public limited company and is located in , Telangana. It's authorized share capital is INR 2,150.00 cr and the total paid-up capital is INR 79.97 cr.

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Subscription Plans
Industry and products
Finance
  • income generation loans for low-income households; loans against property; and loans for women to expand their existing income generating activities, smoothening household cash flows, and acquiring productive assets.
Company size
Auth Capital
₹ 2,150.0 Cr
Paidup Capital
₹ 80.0 Cr
Revenue
₹ 2250-2500 cr
# Key metrics of Spandana Sphoorty Financial Limited - All rupee values in INR crores. Based on March 2024 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 2,150.0 Cr | | | Paidup Capital | ₹ 80.0 Cr | | | Revenue | ₹ 2250-2500 cr | | | Total Revenue | Details available with Tofler Pro subscription | 72.61% | | EBITDA | Details available with Tofler Pro subscription | 251.79% | | Net Profit | Details available with Tofler Pro subscription | 3692.51% | | Networth | Details available with Tofler Pro subscription | 16.85% | | Borrowings | Details available with Tofler Pro subscription | 51.87% | | Assets | Details available with Tofler Pro subscription | 40.11% | | Gross Margin | Details available with Tofler Pro subscription | None | | Operating Margin | Details available with Tofler Pro subscription | 31.72 | | Net Profit Margin | Details available with Tofler Pro subscription | 18.56 | | Return on Equity | Details available with Tofler Pro subscription | 12.75 | | ROCE | Details available with Tofler Pro subscription | 62.29 | | Debt to Equity | Details available with Tofler Pro subscription | 0.58 |
Key Metrics

** All rupee values in INR crores.

Total Revenue
72.61%
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EBITDA
251.79%
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Net Profit
3692.51%
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Networth
16.85%
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Borrowings
51.87%
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Assets
40.11%
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Gross Margin
-
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Operating Margin
31.72
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Net Profit Margin
18.56
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Return on Equity
12.75
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ROCE
62.29
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Debt to Equity
0.58
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Sales
Mar 2024
Net worth
Mar 2024

Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Nominee Director Neeraj Swaroop 00061170 3 years
Director Animesh Chauhan 02060457 3 years
Nominee Director Sunish Sharma 00274432 9 years
Director Abanti Mitra
Shareholder
02305893 9 years
Director Deepak Calian Vaidya 00337276 7 years
Nominee Director Ramchandra Kasargod Kamath 01715073 9 years
Nominee Director Saakshi Gera 08737182 2 years
Director Dipali Hemant Sheth 07556685 3 years
Director Vinayak Prasad 05310658 3 years

Financial Highlights

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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%

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Total assets

Charges on assets

Bank wise
Charges
1

Catalyst Trusteeship Limited

No. of Loans: 26

Total Amount : 1,769.2 cr

2

IDFC First Bank Limited

No. of Loans: 4

Total Amount : 535.0 cr

3

The Federal Bank Limited

No. of Loans: 4

Total Amount : 510.0 cr

4

Small Industries Development Bank of India

No. of Loans: 1

Total Amount : 500.0 cr

5

Kotak Mahindra Bank Limited

No. of Loans: 4

Total Amount : 455.0 cr

6

The Hongkong and Shanghai Banking Corporation Limited

No. of Loans: 3

Total Amount : 435.0 cr

7

National Bank for Agriculture and Rural Development

No. of Loans: 2

Total Amount : 380.0 cr

8

Standard Chartered Bank

No. of Loans: 1

Total Amount : 363.5 cr

9

BANDHAN BANK LIMITED

No. of Loans: 2

Total Amount : 350.0 cr

10

Yes Bank Limited

No. of Loans: 2

Total Amount : 350.0 cr

11

JM FINANCIAL CREDIT SOLUTIONS LIMITED

No. of Loans: 1

Total Amount : 300.0 cr

12

RBL Bank Limited

No. of Loans: 2

Total Amount : 245.0 cr

13

THE BANK OF MAHARASHTRA LIMITED

No. of Loans: 1

Total Amount : 200.0 cr

14

DBS Bank India Limited

No. of Loans: 1

Total Amount : 200.0 cr

15

NORTHERN ARC CAPITAL LIMITED

No. of Loans: 3

Total Amount : 190.0 cr

16

NABKISAN FINANCE LIMITED

No. of Loans: 3

Total Amount : 140.0 cr

17

Hinduja Leyland Finance Limited

No. of Loans: 3

Total Amount : 135.0 cr

18

Bajaj Finance Limited

No. of Loans: 2

Total Amount : 110.0 cr

19

SBM BANK (INDIA) LIMITED

No. of Loans: 3

Total Amount : 105.0 cr

20

POONAWALLA FINCORP LIMITED

No. of Loans: 1

Total Amount : 100.0 cr

21

JM FINANCIAL PRODUCTS LIMITED

No. of Loans: 1

Total Amount : 100.0 cr

22

HDFC Bank Limited

No. of Loans: 1

Total Amount : 100.0 cr

23

Hero FinCorp Limited

No. of Loans: 2

Total Amount : 100.0 cr

24

DCB Bank Limited

No. of Loans: 1

Total Amount : 75.0 cr

25

Aditya Birla Finance Limited

No. of Loans: 2

Total Amount : 70.0 cr

26

MAANAVEEYA DEVELOPMENT & FINANCE PRIVATE LIMITED

No. of Loans: 1

Total Amount : 70.0 cr

27

WOORI BANK

No. of Loans: 1

Total Amount : 60.0 cr

28

MAS Financial Services Limited

No. of Loans: 3

Total Amount : 50.0 cr

29

EQUITAS SMALL FINANCE BANK LIMITED

No. of Loans: 1

Total Amount : 40.0 cr

30

MANAPPURAM FINANCE LIMITED

No. of Loans: 1

Total Amount : 35.0 cr

31

SURYODAY SMALL FINANCE BANK LIMITED

No. of Loans: 1

Total Amount : 30.0 cr

32

AU SMALL FINANCE BANK LIMITED

No. of Loans: 1

Total Amount : 30.0 cr

33

OXYZO FINANCIAL SERVICES LIMITED

No. of Loans: 1

Total Amount : 25.0 cr

34

VIVRITI CAPITAL PRIVATE LIMITED

No. of Loans: 1

Total Amount : 12.0 cr

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Charges

Catalyst Trusteeship Limited
IDFC First Bank Limited
The Federal Bank Limited
Small Industries Development Bank of India
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
SBFC FINANCE LIMITED
Active
1,076.6 Cr 1 Maharashtra
AVANSE FINANCIAL SERVICES LIMITED
Active
125.9 Cr 2
SBFC FINANCE LIMITED
Active
1,091.5 Cr 1 Maharashtra
HDFC SECURITIES LIMITED
Active
17.9 Cr 1 Maharashtra
NISH CAPITAL ADVISORS LLP
Active
1.0 L 1 Maharashtra
KEDAARA CAPITAL FUND II LLP
Active
5,166.3 Cr 1 Maharashtra
NISH CAPITAL ADVISORY SERVICES LLP
Active
1.0 L 1 Maharashtra
NISH CAPITAL GROWTH ADVISORS LLP
Active
49.7 Cr 1 Maharashtra
KEDAARA CAPITAL FUND SERVICES LLP
Active
1.0 L 1 Maharashtra
NISH CAPITAL INVESTMENT ADVISORS LLP
Active
1.0 L 1 Gujarat
KEDAARA CAPITAL GROWTH FUND III LLP
Active
8,008.2 Cr 1 Gujarat
KEDAARA CAPITAL ADVISORS LLP
Active
1.0 L 1 Maharashtra
KEDAARA CAPITAL FUND III LLP
Active
4,785.7 Cr 1 Maharashtra
CARE HEALTH INSURANCE LIMITED
Active
974.2 Cr 1
VEDANT FASHIONS LIMITED
Active
24.3 Cr 2 West Bengal
CHAITYADEEP INVESTMENTS PVT LTD
Strike Off
1.0 L 1 Maharashtra
ORCHID RESEARCH LABORATORIES LIMITED
Amalgamated
14.9 Cr 1 Tamil Nadu
SPIRACCA VENTURES LLP
Active
6.0 L 1 Maharashtra
MARUDHAR HOTELS PVT LTD
Active
43.8 L 1 Rajasthan
SUNTEC BUSINESS SOLUTIONS PRIVATE LIMITED
Amalgamated
40.3 Cr 1 Tamil Nadu
CRISS FINANCIAL LIMITED
Active
15.7 Cr 3 Telangana
SEQUENT SCIENTIFIC LIMITED
Amalgamated
4.3 Cr 1 Maharashtra
API HOLDINGS LIMITED
Active
699.2 Cr 1 Maharashtra
APOLLO MULTISPECIALITY HOSPITALS LIMITED
Active
109.4 Cr 1 West Bengal
CONATUS FINSERVE PRIVATE LIMITED
Active
14.1 Cr 1 Karnataka
ASHIMARA HOUSING PRIVATE LIMITED
Active
2.7 Cr 1 Delhi
NEW OPPORTUNITY CONSULTANCY PRIVATE LIMITED
Active
5.4 Cr 1
PNB METLIFE INDIA INSURANCE COMPANY LIMITED
Active
2,049.5 Cr 1 Karnataka
NIWAS HOUSING FINANCE PRIVATE LIMITED
Active
518.9 Cr 1 Maharashtra
MANIPAL PAYMENT AND IDENTITY SOLUTIONS LIMITED
Active
44.5 Cr 1 Karnataka
UMA MEDICARE LIMITED.
Active
4.5 Cr 1 Delhi
KAILASH HEALTHCARE LIMITED
Active
6.0 Cr 1 Delhi
STOCK HOLDING CORPORATION OF INDIA LIMITED
Active
21.1 Cr 1
VASTU HOUSING FINANCE CORPORATION LIMITED
Active
689.3 Cr 1 Maharashtra
SCOREME SOLUTIONS PRIVATE LIMITED
Active
19.1 L 1 Haryana
KAILASH HOSPITALS LIMITED
Active
8.5 Cr 1 Delhi
CANARA HSBC LIFE INSURANCE COMPANY LIMITED
Active
950.0 Cr 1 Delhi
POSITRON ADVISORY SERVICES PRIVATE LIMITED
Strike Off
1.0 L 1 Haryana
DEVELOPMENT EQUITIES PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
POSITRON CAPITAL SERVICES LLP
Active
1.0 L 1 Maharashtra
POSITRON CONSULTING SERVICES PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
F8 REWARDS MANAGEMENT SERVICES PRIVATE LIMITED
Strike Off
1.0 L 1 Maharashtra
FROG 8 TECHNOLOGY SERVICES PRIVATE LIMITED
Active
3.2 L 1 Maharashtra
T8 TECHINNOVATIONS PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
LLOYDS OFFSHORE GLOBAL SERVICES PRIVATE LIMITED
Active
8.4 L 1 Karnataka
UTI PENSION FUND LIMITED
Active
22.0 Cr 1
LATENT VIEW ANALYTICS LIMITED
Active
20.7 Cr 1 Tamil Nadu
DFM FOODS LIMITED
Active
10.1 Cr 1 Delhi
AWL AGRI BUSINESS LIMITED
Active
130.0 Cr 1 Gujarat
ENDURANCE TECHNOLOGIES LIMITED
Active
140.7 Cr 1 Maharashtra
WELSPUN CORP LIMITED
Active
131.8 Cr 1 Gujarat
ADANI AIRPORT HOLDINGS LIMITED
Active
350.2 Cr 2 Gujarat
CASPIAN FINANCIAL SERVICES LIMITED
Active
2.0 Cr 1 Telangana
IMPETUS TECHNOLOGIES INDIA PRIVATE LIMITED
Active
52.7 L 1 Madhya Pradesh
NEUREALM PRIVATE LIMITED
Active
5.9 Cr 1 Tamil Nadu
UNIVERSAL NUTRISCIENCE PRIVATE LIMITED
Active
230.9 Cr 1 Maharashtra

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
CASPIAN FINANCIAL SERVICES LIMITED Telangana 2017 ₹ 2.0 Cr
CRISS FINANCIAL LIMITED Telangana 1992 ₹ 15.7 Cr

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

L65929TG2003PLC040648

PAN

AAICS6213N

Incorporation

2003, 22.7 years

Company Email

secretarial@spandanasphoorty.com

Paid up Capital

₹ 80.0 Cr

Authorised Capital

₹ 2,150.0 Cr

AGM

Jul 2024

Type

Public
Others

FAQ - SPANDANA SPHOORTY FINANCIAL LIMITED

What is the incorporation date of SPANDANA SPHOORTY FINANCIAL LIMITED?

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The incorporation date of SPANDANA SPHOORTY FINANCIAL LIMITED is 10 March, 2003

What is the authorized share capital of SPANDANA SPHOORTY FINANCIAL LIMITED?

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The authorized share capital of SPANDANA SPHOORTY FINANCIAL LIMITED is INR ₹ 2,150.0 Cr.

What is the paid-up capital of SPANDANA SPHOORTY FINANCIAL LIMITED?

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The paid-up capital of SPANDANA SPHOORTY FINANCIAL LIMITED is INR ₹ 80.0 Cr.

What is the registered address of SPANDANA SPHOORTY FINANCIAL LIMITED?

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The registered address of SPANDANA SPHOORTY FINANCIAL LIMITED is Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City,TSIIC, Raidurg, Panmaktha, Rangareddi, Hyderabad, Telangana, India, 500081 - 500081

What is the CIN number of SPANDANA SPHOORTY FINANCIAL LIMITED?

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The CIN number of SPANDANA SPHOORTY FINANCIAL LIMITED is L65929TG2003PLC040648.

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