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NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED

Active
Updated: 03 Dec 2025

The company provides financial solutions, it offer micro loans to poor and needy women who are excluded from mainstream banking services.

Navachetana Microfin Services Private Limited, is an unlisted private company incorporated on 07 June, 1995. It is classified as a private limited company and is located in , Karnataka. It's authorized share capital is INR 100.00 cr and the total paid-up capital is INR 80.00 cr.

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Subscription Plans
Industry and products
Finance
  • Micro loans to poor and needy women who are excluded from mainstream banking services.
Company size
Auth Capital
₹ 100.0 Cr
Paidup Capital
₹ 80.0 Cr
Revenue
₹ 100-150 cr
# Key metrics of Navachetana Microfin Services - All rupee values in INR crores. Based on March 2025 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 100.0 Cr | | | Paidup Capital | ₹ 80.0 Cr | | | Revenue | ₹ 100-150 cr | | | Total Revenue | Details available with Tofler Pro subscription | -14.19% | | EBITDA | Details available with Tofler Pro subscription | -97.34% | | Net Profit | Details available with Tofler Pro subscription | -332.9% | | Networth | Details available with Tofler Pro subscription | -29.51% | | Borrowings | Details available with Tofler Pro subscription | -4.13% | | Assets | Details available with Tofler Pro subscription | 0.78% | | Gross Margin | Details available with Tofler Pro subscription | 0.0 | | Operating Margin | Details available with Tofler Pro subscription | -42.25 | | Net Profit Margin | Details available with Tofler Pro subscription | -34.98 | | Return on Equity | Details available with Tofler Pro subscription | -63.18 | | ROCE | Details available with Tofler Pro subscription | -41.3 | | Debt to Equity | Details available with Tofler Pro subscription | 1.67 |
Key Metrics

** All rupee values in INR crores.

Total Revenue
-14.19%
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EBITDA
-97.34%
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Net Profit
-332.9%
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Networth
-29.51%
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Borrowings
-4.13%
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Assets
0.78%
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Gross Margin
-
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Operating Margin
-42.25
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Net Profit Margin
-34.98
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Return on Equity
-63.18
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ROCE
-41.3
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Debt to Equity
1.67
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Sales
Mar 2025
Net worth
Mar 2025

Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Managing Director Nagendra Mali
Shareholder
02235648 18 years
Nominee Director Chandrakala Nagendrappa Mali 03317812 11 years

Financial Highlights

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Margins

Gross margin
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Net margin

Balance Sheet

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Total assets

Charges on assets

Bank wise
Charges
1

State Bank of India

No. of Loans: 2

Total Amount : 110.0 cr

2

Indian Overseas Bank

No. of Loans: 4

Total Amount : 93.2 cr

3

Small Industries Development Bank of India

No. of Loans: 2

Total Amount : 75.0 cr

4

Indian Bank

No. of Loans: 3

Total Amount : 55.0 cr

5

Vivriti Capital Limited

No. of Loans: 3

Total Amount : 50.0 cr

6

Bank of Baroda

No. of Loans: 2

Total Amount : 35.0 cr

7

MAANAVEEYA DEVELOPMENT & FINANCE PRIVATE LIMITED

No. of Loans: 2

Total Amount : 33.0 cr

8

NAVACHETANA VIVIDODDESHA SOUHARDA SAHAKARI NIYAMIT

No. of Loans: 9

Total Amount : 31.2 cr

9

UCO Bank

No. of Loans: 2

Total Amount : 30.0 cr

10

Capital First Limited

No. of Loans: 2

Total Amount : 29.0 cr

11

IDFC First Bank Limited

No. of Loans: 2

Total Amount : 25.1 cr

12

Dhanlaxmi Bank Limited

No. of Loans: 2

Total Amount : 22.0 cr

13

Union Bank of India

No. of Loans: 2

Total Amount : 20.0 cr

14

SHRIRAM FINANCE LIMITED

No. of Loans: 2

Total Amount : 20.0 cr

15

Karnataka Gramin Bank

No. of Loans: 2

Total Amount : 20.0 cr

16

TOURISM FINANCE CORPORATION OF INDIA LIMITED

No. of Loans: 2

Total Amount : 20.0 cr

17

SAMUNNATI FINANCIAL INTERMEDIATION & SERVICES PRIVATE LIMITED

No. of Loans: 2

Total Amount : 16.0 cr

18

Sundaram Finance Limited

No. of Loans: 1

Total Amount : 15.0 cr

19

Canara Bank

No. of Loans: 1

Total Amount : 15.0 cr

20

Tamil Nadu Grama Bank

No. of Loans: 3

Total Amount : 15.0 cr

21

KISSANDHAN AGRI FINANCIAL SERVICES PRIVATE LIMITED

No. of Loans: 3

Total Amount : 13.8 cr

22

Tata Capital Financial Services Limited

No. of Loans: 2

Total Amount : 10.0 cr

23

Vardhman Trusteeship private Limited

No. of Loans: 1

Total Amount : 10.0 cr

24

Cholamandalam Investment and Finance Company Limited

No. of Loans: 2

Total Amount : 8.7 cr

25

Union Bank

No. of Loans: 1

Total Amount : 6.0 cr

26

RAR FINCARE LIMITED

No. of Loans: 3

Total Amount : 5.5 cr

27

HABITAT MICRO BUILD INDIA HOUSING FINANCE COMPANY PRIVATE LIMITED

No. of Loans: 1

Total Amount : 5.0 cr

28

USHA FINANCIAL SERVICES LIMITED

No. of Loans: 1

Total Amount : 3.0 cr

29

IKF FINANCE LIMITED

No. of Loans: 1

Total Amount : 3.0 cr

30

VARDHMAN TRUSTEESHIP PRIVATE LIMITED

No. of Loans: 4

Total Amount : 2.8 cr

31

Catalyst Trusteeship Limited

No. of Loans: 4

Total Amount : 2.5 cr

32

USHA FINANCIAL SERVICES PRIVATE LIMITED

No. of Loans: 1

Total Amount : 2.0 cr

33

FINCARE SMALL FINANCE BANK LIMITED

No. of Loans: 1

Total Amount : 0.8 cr

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Charges

State Bank of India
Indian Overseas Bank
Small Industries Development Bank of India
Indian Bank
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
NEXTRU LIVELIHOODS PRIVATE LIMITED
Active
6.3 Cr 2 Karnataka
CHETANA CHITS HAVERI PRIVATE LIMITED
Active
22.7 L 2 Karnataka
UTTHEJANA TRADING AND SERVICES PRIVATE LIMITED
Active
96.1 L 2 Karnataka
NAVACHETANA ENTERPRISES HAVERI PRIVATE LIMITED
Active
4.6 Cr 1 Karnataka
NAVACHETANA LIVELIHOODS PRIVATE LIMITED
Active
1.0 Cr 2 Karnataka
GREP & AWK TECHNOLOGIES LLP
Active
1.0 L 1 Karnataka
CHETANA FINANCIAL SERVICES PRIVATE LIMITED
Active
18.9 Cr 2 Karnataka
NAVACHETANA EMPLOYEES WELFARE PRIVATE LIMITED
Active
0.0 1 Karnataka
UTTHEJANA FARMER PRODUCER COMPANY LIMITED
Active
10.0 L 1 Karnataka

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
UTTHEJANA FINANCIAL SERVICES PRIVATE LIMITED - - -

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
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Low Risk
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Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

U65922KA1995PTC017982

PAN

AADCN0530G

Incorporation

1995, 30.7 years

Company Email

nagendramali[at]navachetana[dot]in

Paid up Capital

₹ 80.0 Cr

Authorised Capital

₹ 100.0 Cr

AGM

Sep 2025

Type

Private
Others

FAQ - NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED

What is the incorporation date of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED?

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The incorporation date of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED is 07 June, 1995

What is the authorized share capital of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED?

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The authorized share capital of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED is INR ₹ 100.0 Cr.

What is the paid-up capital of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED?

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The paid-up capital of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED is INR ₹ 80.0 Cr.

What is the registered address of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED?

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The registered address of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED is CTSno.3341/26,1stFloor,NavachetanaHeights,1stCross,Ashwin, i Nagar, Haveri, Haveri, Karnataka, India, 581110 - 581110

What is the CIN number of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED?

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The CIN number of NAVACHETANA MICROFIN SERVICES PRIVATE LIMITED is U65922KA1995PTC017982.

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