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National Payments Corporation Of India
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Registered Details

NATIONAL PAYMENTS CORPORATION OF INDIA

www.npci.org.in

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Maharashtra ›

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NATIONAL PAYMENTS CORPORATION OF INDIA

Active

Updated: 10 Sep 2026

National Payments Corporation of India is a payment systems organization that manages and operates retail payment and settlement systems in India. It offers a range of services including UPI, NETC, and NACH, facilitating seamless digital transactions while enhancing financial inclusion and operational efficiency across various sectors.

National Payments Corporation Of India, is an unlisted public company incorporated on 19 December, 2008. It is classified as a not for profit company and is located in Mumbai, Maharashtra. It's authorized share capital is INR 300.00 cr and the total paid-up capital is INR 140.37 cr.

Subscription Plans

Industry and products

Business Services

performing functions related to depository banking

Company size

Auth Capital

₹ 300.0 Cr

Paidup Capital

₹ 140.4 Cr

Revenue

₹ 3750-4000 cr

Key Metrics

** All rupee values in INR crores. Based on March 2025 numbers.

Total Revenue

22.29%

₹ 3,836.0

EBITDA

20.98%

₹ 1,593.2

Net Profit

41.78%

₹ 1,551.8

Networth

34.45%

₹ 6,412.1

Borrowings

₹ -

Assets

61.42%

₹ 11,426.5

Gross Margin

100.0 %

Operating Margin

0.81

48.7 %

Net Profit Margin

5.73

40.6 %

Return on Equity

1.25

24.2 %

ROCE

3.57

30.0 %

Debt to Equity

0.0

Sales

Mar 2025

Net worth

Mar 2025

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₹ 799
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** Reports & MCA filings will be based on the latest available financials.

** Delivery timelines are on best-effort basis during working hours. Filings 3-4 hours. Reports 24-48 hours.

Locations

India (19)

State	Type	Address

Locations on Map

People

Designation	Name	DIN/PAN	Tenure
Managing Director	Dilip Pratap Asbe	02990724	9 years
Additional Director	Chander Shekhar Sharma	11467864	1 years
Additional Director	Amresh Prasad	11522143	1 years
Additional Director	Rajanish Parmanand Prabhu	11531771	1 years
Additional Director	Arnika Dixit	03049143	1 years
Additional Director	Vipul Agarwal	10835078	1 years
Whole-Time Director	Nitin Mishra	11230753	1 years
Whole-Time Director	Sohini Rajola	07817739	1 years
Additional Director	Punit Sood	00033799	2 years
Director	Padmini Bhalchandra Khare	00296388	3 years
Nominee Director	Sanjay Mudaliar	07484086	2 years
Director	Ajay Kumar Choudhary	09498080	3 years
Director	Dharmaiah Manjunath	08920625	0 years
Additional Director	Manoranjan Padhy	11883251	0 years

Financial Highlights

** All numbers in INR crores

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	1,121.4	1,582.7	1,986.5	2,748.8	3,269.8
Operating profit	587.1	904.0	1,025.4	1,316.9	1,593.2
Net profit	422.9	769.1	809.4	1,094.5	1,551.8
Gross margin	100.0	100.0	100.0	100.0	100.0
Operating margin	52.4	57.1	51.6	47.9	48.7
Net margin	33.7	42.5	36.4	34.9	40.6
Networth	2,160.8	2,922.3	3,710.1	4,769.2	6,412.1
Borrowings	-	-	-	-	-
Assets	3,660.0	4,712.5	5,571.0	7,078.7	11,426.5
Debt to equity	0.0	0.0	0.0	0.0	0.0
Current ratio	3.5	4.3	4.0	4.1	1.9
ROE	19.6	26.3	21.8	22.9	24.2
Days payable	-	-	-	-	-
WC days	604.0	594.0	406.0	390.0	301.0

Margins

Gross margin

Operating margin

Net margin

Balance Sheet

Standalone

Consolidated

₹

** All numbers in INR crores

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	140.4	140.4	140.4	140.4	140.4
Reserves	2,020.4	2,782.0	3,569.7	4,628.8	6,271.7
Borrowings +	-	-	-	-	-
Long term borrowings	-	-	-	-	-
Short term borrowings	-	-	-	-	-
Trade payables +	34.7	97.7	73.1	43.0	722.7
Days payable	-	-	-	-	-
Other liabilities +	1,464.5	1,692.5	1,787.9	2,266.6	4,291.8
Other non-current liabilities	763.2	1,005.3	1,137.6	1,357.2	1,908.5
Other current liabilities	701.3	687.1	650.3	909.4	2,383.3
Total liabilities	3,660.0	4,712.5	5,571.0	7,078.7	11,426.5
Fixed Assets +	547.7	764.4	1,057.3	1,213.3	1,689.0
Tangible assets	314.4	302.2	754.7	902.3	908.8
CWIP	149.0	393.1	208.1	174.1	528.9
Intangible assets	84.3	69.1	94.5	136.9	251.2
LT loans and advances	-	-	-	-	-
Other non-current assets	521.1	585.5	1,583.1	1,978.5	3,933.0
Current assets +	2,591.2	3,362.7	2,930.7	3,887.0	5,804.5
Inventories	-	-	-	-	-
Trade receivables	57.6	77.7	150.6	144.2	122.2
Cash and cash equivalents	269.3	156.9	223.6	326.0	173.2
ST loans and advances	-	-	-	-	-
Other current assets	2,264.3	3,128.1	2,556.5	3,416.8	5,509.2
Total assets	3,660.0	4,712.5	5,571.0	7,078.7	11,426.5

Percentage of assets	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	3.84	2.98	2.52	1.98	1.23
Reserves	55.2	59.03	64.08	65.39	54.89
Borrowings +	0.0	0.0	0.0	0.0	0.0
Long term borrowings	0.0	0.0	0.0	0.0	0.0
Short term borrowings	0.0	0.0	0.0	0.0	0.0
Trade payables	0.95	2.07	1.31	0.61	6.32
Other liabilities +	40.01	35.91	32.09	32.02	37.56
Other non-current liabilities	20.85	21.33	20.42	19.17	16.7
Other current liabilities	19.16	14.58	11.67	12.85	20.86
Total liabilities
Fixed Assets +	14.96	16.22	18.98	17.14	14.78
Tangible assets	8.59	6.41	13.55	12.75	7.95
CWIP	4.07	8.34	3.74	2.46	4.63
Intangible assets	2.3	1.47	1.7	1.93	2.2
LT loans and advances	0.0	0.0	0.0	0.0	0.0
Other non-current assets	14.24	12.42	28.42	27.95	34.42
Current assets +	70.8	71.36	52.61	54.91	50.8
Inventories	0.0	0.0	0.0	0.0	0.0
Trade receivables	1.57	1.65	2.7	2.04	1.07
Cash and cash equivalents	7.36	3.33	4.01	4.61	1.52
ST loans and advances	0.0	0.0	0.0	0.0	0.0
Other current assets	61.87	66.38	45.89	48.27	48.21
Total assets

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	140.4	140.4	140.4	140.4	140.4
Reserves	2,017.0	2,782.8	3,588.2	4,684.9	6,239.0
Borrowings +	-	-	-	-	-
Long term borrowings	-	-	-	-	-
Short term borrowings	-	-	-	-	-
Trade payables +	34.8	100.3	71.5	35.8	774.1
Days payable	-	-	-	-	-
Other liabilities +	1,465.1	1,735.8	1,845.2	2,359.8	4,550.4
Other non-current liabilities	761.9	1,041.8	1,188.2	1,438.1	2,148.0
Other current liabilities	703.2	694.0	657.1	921.7	2,402.4
Total liabilities	3,657.3	4,759.3	5,645.3	7,220.9	11,703.9
Fixed Assets +	547.7	795.1	1,081.9	1,243.9	1,746.4
Tangible assets	314.4	303.4	755.4	904.1	913.0
CWIP	149.0	393.1	210.2	182.8	531.7
Intangible assets	84.3	98.6	116.3	157.0	301.7
LT loans and advances	-	-	-	-	-
Other non-current assets	390.9	388.7	1,437.6	1,729.9	3,405.3
Current assets +	2,718.7	3,575.5	3,125.8	4,247.1	6,552.2
Inventories	-	-	-	-	-
Trade receivables	57.5	77.3	150.0	134.0	112.9
Cash and cash equivalents	348.7	219.7	246.7	334.8	218.3
ST loans and advances	-	-	-	-	-
Other current assets	2,312.5	3,278.5	2,729.0	3,778.3	6,221.0
Total assets	3,657.3	4,759.3	5,645.3	7,220.9	11,703.9

Percentage of assets	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	3.84	2.95	2.49	1.94	1.2
Reserves	55.15	58.47	63.56	64.88	53.31
Borrowings +	0.0	0.0	0.0	0.0	0.0
Long term borrowings	0.0	0.0	0.0	0.0	0.0
Short term borrowings	0.0	0.0	0.0	0.0	0.0
Trade payables	0.95	2.11	1.27	0.5	6.61
Other liabilities +	40.06	36.47	32.69	32.68	38.88
Other non-current liabilities	20.83	21.89	21.05	19.92	18.35
Other current liabilities	19.23	14.58	11.64	12.76	20.53
Total liabilities
Fixed Assets +	14.98	16.71	19.16	17.23	14.92
Tangible assets	8.6	6.37	13.38	12.52	7.8
CWIP	4.08	8.26	3.72	2.53	4.54
Intangible assets	2.3	2.07	2.06	2.17	2.58
LT loans and advances	0.0	0.0	0.0	0.0	0.0
Other non-current assets	10.69	8.17	25.46	23.96	29.1
Current assets +	74.34	75.13	55.37	58.82	55.98
Inventories	0.0	0.0	0.0	0.0	0.0
Trade receivables	1.57	1.62	2.66	1.86	0.96
Cash and cash equivalents	9.53	4.62	4.37	4.64	1.87
ST loans and advances	0.0	0.0	0.0	0.0	0.0
Other current assets	63.23	68.89	48.34	52.32	53.15
Total assets

Total assets

Profit & Loss

Standalone

Consolidated

₹

** All numbers in INR crores

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales +	1,121.4	1,582.7	1,986.5	2,748.8	3,269.8
Sales growth %	1.99	41.14	25.51	38.37	18.95
Expenses +	674.7	824.3	1,123.9	1,652.5	1,959.3
Cost of goods	-	-	-	-	-
Employee cost	164.6	174.4	207.9	275.4	333.8
Other costs	369.8	504.3	753.2	1,156.5	1,342.9
Operating profit +	587.1	904.0	1,025.4	1,316.9	1,593.2
Operating margin %	52.4	57.1	51.6	47.9	48.7
Other income	143.1	227.2	238.7	388.0	566.2
Interest	-	-	-	-	5.8
Depreciation	140.4	145.5	162.8	220.6	276.9
Exceptional items	-	33.1	-	-	40.3
Profit before tax	589.8	1,018.7	1,101.4	1,484.3	1,917.0
Tax	156.7	249.7	292.0	389.8	349.7
Profit - disc. ops	-10.2	-	-	-	-15.5
Net profit	422.9	769.1	809.4	1,094.5	1,551.8
Net margin %	33.7	42.5	36.4	34.9	40.6

Precentage of total income	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	88.68	87.45	89.27	87.63	85.24
Expenses +	53.36	45.54	50.51	52.68	51.08
Cost of goods	0.0	0.0	0.0	0.0	0.0
Employee cost	13.01	9.64	9.34	8.78	8.7
Other costs	29.24	27.86	33.85	36.87	35.01
Operating profit	46.42	49.95	46.08	41.98	41.53
Other income	11.32	12.55	10.73	12.37	14.76
Interest	0.0	0.0	0.0	0.0	0.15
Depreciation	11.1	8.04	7.31	7.03	7.22
Exceptional items	0.0	1.83	0.0	0.0	1.05
Profit before tax	46.64	56.29	49.49	47.32	49.97
Tax	12.39	13.79	13.12	12.43	9.12
Profit - disc. ops	-0.81	0.0	0.0	0.0	-0.41
Net profit	33.44	42.49	36.37	34.89	40.45

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales +	1,121.6	1,629.5	2,064.9	2,876.5	3,480.8
Sales growth %	None	45.29	26.72	39.3	21.01
Expenses +	680.8	867.8	1,183.4	1,739.5	2,269.8
Cost of goods	-	-	-	-	-
Employee cost	169.9	197.5	241.7	323.7	435.8
Other costs	370.6	515.9	770.2	1,187.3	1,537.5
Operating profit +	581.1	916.1	1,052.9	1,365.5	1,507.4
Operating margin %	51.8	56.2	51.0	47.5	43.3
Other income	144.5	230.6	246.5	402.2	580.9
Interest	-	-	-	-	5.8
Depreciation	140.4	154.3	171.4	228.5	290.7
Exceptional items	-	33.1	-	-	-
Profit before tax	585.3	1,025.5	1,128.0	1,539.1	1,791.8
Tax	155.5	252.1	299.9	404.8	328.7
Profit - disc. ops	-10.2	-	-	-	-
Net profit	419.5	773.4	828.0	1,134.3	1,463.2
Net margin %	33.4	41.6	35.8	34.6	36.0

Precentage of total income	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	88.59	87.6	89.34	87.73	85.7
Expenses +	53.77	46.65	51.2	53.06	55.88
Cost of goods	0.0	0.0	0.0	0.0	0.0
Employee cost	13.42	10.62	10.46	9.87	10.73
Other costs	29.27	27.73	33.32	36.21	37.85
Operating profit	45.9	49.25	45.55	41.65	37.11
Other income	11.41	12.4	10.66	12.27	14.3
Interest	0.0	0.0	0.0	0.0	0.14
Depreciation	11.09	8.3	7.42	6.97	7.16
Exceptional items	0.0	1.78	0.0	0.0	0.0
Profit before tax	46.23	55.13	48.8	46.94	44.12
Tax	12.28	13.55	12.98	12.35	8.09
Profit - disc. ops	-0.81	0.0	0.0	0.0	0.0
Net profit	33.14	41.58	35.82	34.6	36.02

Revenue from operations

Ratios

Standalone

Consolidated

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Solvency +
Total Debt/Equity	0.0	0.0	0.0	0.0	0.0
Net Debt/Equity	0.0	0.0	0.0	0.0	0.0
Total Debt/Assets	0.0	0.0	0.0	0.0	0.0
Total Assets/Equity	1.7	1.6	1.5	1.5	1.8
Liquidity +
Current Ratio	3.5	4.3	4.0	4.1	1.9
Quick Ratio	3.5	4.3	4.0	4.1	1.9
Interest Coverage	-	-	-	-	273.4
Performance
Gross Margin	100.0	100.0	100.0	100.0	100.0
Operating Margin	52.4	57.1	51.6	47.9	48.7
Net Margin	33.7	42.5	36.4	34.9	40.6
Return +
Return on Equity	19.6	26.3	21.8	22.9	24.2
Pre-tax ROCE	18.6	22.7	26.4	26.4	30.0
Return on Assets	11.6	16.3	14.5	15.5	13.6
Pre-tax ROIC	20.7	25.9	23.2	23.0	20.5
Efficiency +
Days Payable	-	-	-	-	-
Days Inventory	-	-	-	-	-
Days Receivable	19.0	18.0	28.0	19.0	14.0
Fixed Asset Turnover	2.0	2.1	1.9	2.3	1.9
Total Asset Turnover	0.3	0.3	0.4	0.4	0.3
Working Capital
Cash Conversion Cycle	19.0	18.0	28.0	19.0	14.0
Working Capital Days	604.0	594.0	406.0	390.0	301.0

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Solvency +
Total Debt/Equity	0.0	0.0	0.0	0.0	0.0
Net Debt/Equity	0.0	0.0	0.0	0.0	0.0
Total Debt/Assets	0.0	0.0	0.0	0.0	0.0
Total Assets/Equity	1.7	1.6	1.5	1.5	1.8
Liquidity +
Current Ratio	3.7	4.5	4.3	4.4	2.1
Quick Ratio	3.7	4.5	4.3	4.4	2.1
Interest Coverage	-	-	-	-	258.7
Performance
Gross Margin	100.0	100.0	100.0	100.0	100.0
Operating Margin	51.8	56.2	51.0	47.5	43.3
Net Margin	33.4	41.6	35.8	34.6	36.0
Return +
Return on Equity	19.4	26.5	22.2	23.5	22.9
Pre-tax ROCE	17.4	21.3	25.3	25.1	23.8
Return on Assets	11.5	16.2	14.7	15.7	12.5
Pre-tax ROIC	20.4	26.1	23.6	23.6	19.1
Efficiency +
Days Payable	-	-	-	-	-
Days Inventory	-	-	-	-	-
Days Receivable	19.0	17.0	27.0	17.0	12.0
Fixed Asset Turnover	2.0	2.0	1.9	2.3	2.0
Total Asset Turnover	0.3	0.3	0.4	0.4	0.3
Working Capital
Cash Conversion Cycle	19.0	17.0	27.0	17.0	12.0
Working Capital Days	645.0	623.0	424.0	417.0	354.0

Ratios

Current ratio

Debt/equity ratio

Charges on assets

As per information available, the company has no registered charges.

Company Network

Companies connected through Directors

Name	Status	Paid up Capital	Common Directors	Address
NWM SERVICES INDIA PRIVATE LIMITED	Amalgamated	2.0 Cr	1
MPHASIS LIMITED	Active	190.9 Cr	1	Karnataka
ICICI BANK LIMITED	Active	1,435.2 Cr	1	Gujarat
MUMBAI MOBILE CRECHES (US/25)	Active	0.0	1	Maharashtra
FRANKLIN TEMPLETON ASSET MANAGEMENT (IFSC) PRIVATE LIMITED	Active	25.0 Cr	1
DIVGI TORQTRANSFER SYSTEMS PRIVATE LIMITED	Amalgamated	4.4 Cr	1	Maharashtra
TATA CHEMICALS LIMITED	Active	254.8 Cr	1	Maharashtra
BOSCH LIMITED	Active	29.5 Cr	1	Karnataka
NPCI BHIM SERVICES LIMITED	Active	500.0 Cr	2
NPCI BHARAT BILLPAY LIMITED	Active	100.0 Cr	3
NPCI TECH SOLUTIONS LIMITED	Active	5.0 L	3	Maharashtra
INTEGRATED DISEASE MANAGEMENT PRIVATE LIMITED	Strike Off	1.0 L	1	Tamil Nadu
SAJHI MITTI FARMER PRODUCER COMPANY LIMITED	Active	1.0 L	1	Maharashtra
INDIAN HIGHWAYS MANAGEMENT COMPANY LIMITED	Active	18.1 Cr	1	Delhi
BARODASUN TECHNOLOGIES LIMITED	Active	4.5 Cr	1	Maharashtra
BOBCARD LIMITED	Active	1,275.0 Cr	1	Maharashtra
NPCI INTERNATIONAL PAYMENTS LIMITED	Active	200.0 Cr	2	Maharashtra
THE CLEARING CORPORATION OF INDIA LIMITED	Active	50.0 Cr	1
RESERVE BANK INNOVATION HUB	Active	100.0 Cr	1	Telangana
TRUHOME FINANCE LIMITED	Active	458.8 Cr	1	Tamil Nadu
AASSMA SOLUTIONS PRIVATE LIMITED	Active	1.0 L	1	Maharashtra
BAJAJ FINANCE LIMITED	Active	622.2 Cr	1	Maharashtra
AURIONPRO SOLUTIONS LIMITED	Active	55.2 Cr	1	Maharashtra
YUBI PRIVATE LIMITED	Active	218.7 Cr	1	Tamil Nadu
INDIA INFRADEBT LIMITED	Active	867.9 Cr	1

Subsidiary Companies

Name	State / Country	Incorporation Year	Paidup Capital
NPCI INTERNATIONAL PAYMENTS LIMITED	Maharashtra	2020	₹ 200.0 Cr
NPCI BHARAT BILLPAY LIMITED		2020	₹ 100.0 Cr
NPCI BHIM SERVICES LIMITED		2024	₹ 500.0 Cr

Tofler Score

Very Good

Poor

Fair

Good

Very Good

Excellent

Risk

Severe Risk

No risks identified

Moderate Risk

CASH DETERIORATING

Low Risk

No risks identified

About Tofler Score

Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

CIN

U74990MH2008NPL189067

Incorporation

2008, 17.7 years

Company Email

priyanka.agrawal@npci.org.in

Paid up Capital

₹ 140.4 Cr

Authorised Capital

₹ 300.0 Cr

AGM

Sep 2025

Type

Public

Others

FAQ - NATIONAL PAYMENTS CORPORATION OF INDIA

What is the incorporation date of NATIONAL PAYMENTS CORPORATION OF INDIA?

The incorporation date of NATIONAL PAYMENTS CORPORATION OF INDIA is 19 December, 2008

What is the authorized share capital of NATIONAL PAYMENTS CORPORATION OF INDIA?

The authorized share capital of NATIONAL PAYMENTS CORPORATION OF INDIA is INR ₹ 300.0 Cr.

What is the paid-up capital of NATIONAL PAYMENTS CORPORATION OF INDIA?

The paid-up capital of NATIONAL PAYMENTS CORPORATION OF INDIA is INR ₹ 140.4 Cr.

What is the registered address of NATIONAL PAYMENTS CORPORATION OF INDIA?

The registered address of NATIONAL PAYMENTS CORPORATION OF INDIA is 1001A, B Wing, 10th Floor, The Capital Bandra - Kurla Complex, Bandra (East) Mumbai Maharashtra - 400051

What is the CIN number of NATIONAL PAYMENTS CORPORATION OF INDIA?

The CIN number of NATIONAL PAYMENTS CORPORATION OF INDIA is U74990MH2008NPL189067.

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Tofler, TWS Systems Private Limited and its officers respect the Intellectual Property Rights of all people. Tofler makes no claim of ownership or affiliation with any trademark (REGISTERED OR UNREGISTERED) that forms part of any Company/LLP name listed on this page. Trademarks, if any, listed on this page belong to... Read More

NATIONAL PAYMENTS CORPORATION OF INDIA

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