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National Payments Corporation Of India
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Registered Details

NATIONAL PAYMENTS CORPORATION OF INDIA

www.npci.org.in

All Companies ›

Maharashtra ›

Business Services ›

NATIONAL PAYMENTS CORPORATION OF INDIA

Active

Updated: 25 Nov 2025

National Payments Corporation of India is a payment systems organization that manages and operates retail payment and settlement systems in India. It offers a range of services including UPI, NETC, and NACH, facilitating seamless digital transactions while enhancing financial inclusion and operational efficiency across various sectors.

National Payments Corporation Of India, is an unlisted public company incorporated on 19 December, 2008. It is classified as a not for profit company and is located in , Maharashtra. It's authorized share capital is INR 300.00 cr and the total paid-up capital is INR 140.37 cr.

Subscription Plans

Industry and products

Business Services

performing functions related to depository banking

Company size

Auth Capital

₹ 300.0 Cr

Paidup Capital

₹ 140.4 Cr

Revenue

₹ 3000-3250 cr

Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Total Revenue

40.97%

₹ 3,136.9

EBITDA

28.43%

₹ 1,316.9

Net Profit

35.23%

₹ 1,094.5

Networth

28.55%

₹ 4,769.2

Borrowings

₹ -

Assets

27.06%

₹ 7,078.7

Gross Margin

100.0 %

Operating Margin

-3.71

47.9 %

Net Profit Margin

-1.48

34.9 %

Return on Equity

1.13

22.9 %

ROCE

0.01

26.4 %

Debt to Equity

0.0

Sales

Mar 2024

Net worth

Mar 2024

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Locations

India (19)

State	Type	Address

Locations on Map

People

Designation	Name	DIN/PAN	Tenure
Managing Director	Dilip Asbe Pratap	02990724	8 years
Nominee Director	Nitesh Ranjan	08101030	5 years
Nominee Director	Hemant Verma	09462900	4 years
Nominee Director	Shailendra Trivedi	09520162	3 years
Additional Director	Shamsher Singh	09787674	1 years
Additional Director	Punit Sood	00033799	1 years
Nominee Director	Anish Keezanthi Madhavan	10706849	1 years
Additional Director	. Arjun Chowdhry	02947622	1 years
Additional Director	Padmini Bhalchandra Khare	00296388	2 years
Nominee Director	Sanjay Mudaliar	07484086	2 years
Additional Director	Ajay Kumar Choudhary	09498080	2 years
Director	Dharmaiah Manjunath	08920625	3 years
Nominee Director	Parag Arigela Rao	02436612	3 years

Financial Highlights

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales	1,099.5	1,121.4	1,582.7	1,986.5	2,748.8
Operating profit	524.4	587.1	904.0	1,025.4	1,316.9
Net profit	387.6	422.9	769.1	809.4	1,094.5
Gross margin	100.0	100.0	100.0	100.0	100.0
Operating margin	47.7	52.4	57.1	51.6	47.9
Net margin	31.7	33.7	42.5	36.4	34.9
Networth	1,663.8	2,160.8	2,922.3	3,710.1	4,769.2
Borrowings	-	-	-	-	-
Assets	2,632.1	3,660.0	4,712.5	5,571.0	7,078.7
Debt to equity	0.0	0.0	0.0	0.0	0.0
Current ratio	5.2	3.5	4.3	4.0	4.1
ROE	23.3	19.6	26.3	21.8	22.9
Days payable	-	-	-	-	-
WC days	470.0	604.0	594.0	406.0	390.0

Margins

Gross margin

Operating margin

Net margin

Balance Sheet

Standalone

Consolidated

₹

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	133.9	140.4	140.4	140.4	140.4
Reserves	1,529.9	2,020.4	2,782.0	3,569.7	4,628.8
Borrowings +	-	-	-	-	-
Long term borrowings	-	-	-	-	-
Short term borrowings	-	-	-	-	-
Trade payables +	21.6	34.7	97.7	73.1	43.0
Days payable	-	-	-	-	-
Other liabilities +	968.3	1,499.3	1,790.2	1,861.0	2,309.6
Other non-current liabilities	635.1	763.2	1,005.3	1,137.6	1,357.2
Other current liabilities	311.6	701.3	687.1	650.3	909.4
Total liabilities	2,632.1	3,660.0	4,712.5	5,571.0	7,078.7
Fixed Assets +	429.4	547.7	764.4	1,057.3	1,213.3
Tangible assets	318.1	314.4	302.2	754.7	902.3
CWIP	36.1	149.0	393.1	208.1	174.1
Intangible assets	75.2	84.3	69.1	94.5	136.9
LT loans and advances	-	-	-	-	-
Other non-current assets	452.9	521.1	585.5	1,583.1	1,978.5
Current assets +	1,749.8	2,591.2	3,362.7	2,930.7	3,887.0
Inventories	-	-	-	-	-
Trade receivables	79.0	57.6	77.7	150.6	144.2
Cash and cash equivalents	102.1	269.3	156.9	223.6	326.0
ST loans and advances	-	-	-	-	-
Other current assets	1,568.8	2,264.3	3,128.1	2,556.5	3,416.8
Total assets	2,632.1	3,660.0	4,712.5	5,571.0	7,078.7

Percentage of assets	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	5.09	3.84	2.98	2.52	1.98
Reserves	58.13	55.2	59.03	64.08	65.39
Borrowings +	0.0	0.0	0.0	0.0	0.0
Long term borrowings	0.0	0.0	0.0	0.0	0.0
Short term borrowings	0.0	0.0	0.0	0.0	0.0
Trade payables	0.82	0.95	2.07	1.31	0.61
Other liabilities +	36.79	40.96	37.99	33.4	32.63
Other non-current liabilities	24.13	20.85	21.33	20.42	19.17
Other current liabilities	11.84	19.16	14.58	11.67	12.85
Total liabilities
Fixed Assets +	16.32	14.96	16.22	18.98	17.14
Tangible assets	12.09	8.59	6.41	13.55	12.75
CWIP	1.37	4.07	8.34	3.74	2.46
Intangible assets	2.86	2.3	1.47	1.7	1.93
LT loans and advances	0.0	0.0	0.0	0.0	0.0
Other non-current assets	17.21	14.24	12.42	28.42	27.95
Current assets +	66.48	70.8	71.36	52.61	54.91
Inventories	0.0	0.0	0.0	0.0	0.0
Trade receivables	3.0	1.57	1.65	2.7	2.04
Cash and cash equivalents	3.88	7.36	3.33	4.01	4.61
ST loans and advances	0.0	0.0	0.0	0.0	0.0
Other current assets	59.6	61.87	66.38	45.89	48.27
Total assets

	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	140.4	140.4	140.4	140.4
Reserves	2,017.0	2,782.8	3,588.2	4,684.9
Borrowings +	-	-	-	-
Long term borrowings	-	-	-	-
Short term borrowings	-	-	-	-
Trade payables +	34.8	100.3	71.5	35.8
Days payable	-	-	-	-
Other liabilities +	1,499.9	1,836.1	1,916.7	2,395.7
Other non-current liabilities	761.9	1,041.8	1,188.2	1,438.1
Other current liabilities	703.2	694.0	657.1	921.7
Total liabilities	3,657.3	4,759.3	5,645.3	7,220.9
Fixed Assets +	547.7	795.1	1,081.9	1,243.9
Tangible assets	314.4	303.4	755.4	904.1
CWIP	149.0	393.1	210.2	182.8
Intangible assets	84.3	98.6	116.3	157.0
LT loans and advances	-	-	-	-
Other non-current assets	390.9	388.7	1,437.6	1,729.9
Current assets +	2,718.7	3,575.5	3,125.8	4,247.1
Inventories	-	-	-	-
Trade receivables	57.5	77.3	150.0	134.0
Cash and cash equivalents	348.7	219.7	246.7	334.8
ST loans and advances	-	-	-	-
Other current assets	2,312.5	3,278.5	2,729.0	3,778.3
Total assets	3,657.3	4,759.3	5,645.3	7,220.9

Percentage of assets	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	3.84	2.95	2.49	1.94
Reserves	55.15	58.47	63.56	64.88
Borrowings +	0.0	0.0	0.0	0.0
Long term borrowings	0.0	0.0	0.0	0.0
Short term borrowings	0.0	0.0	0.0	0.0
Trade payables	0.95	2.11	1.27	0.5
Other liabilities +	41.01	38.58	33.95	33.18
Other non-current liabilities	20.83	21.89	21.05	19.92
Other current liabilities	19.23	14.58	11.64	12.76
Total liabilities
Fixed Assets +	14.98	16.71	19.16	17.23
Tangible assets	8.6	6.37	13.38	12.52
CWIP	4.08	8.26	3.72	2.53
Intangible assets	2.3	2.07	2.06	2.17
LT loans and advances	0.0	0.0	0.0	0.0
Other non-current assets	10.69	8.17	25.46	23.96
Current assets +	74.34	75.13	55.37	58.82
Inventories	0.0	0.0	0.0	0.0
Trade receivables	1.57	1.62	2.66	1.86
Cash and cash equivalents	9.53	4.62	4.37	4.64
ST loans and advances	0.0	0.0	0.0	0.0
Other current assets	63.23	68.89	48.34	52.32
Total assets

Total assets

Profit & Loss

Standalone

Consolidated

₹

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales +	1,099.5	1,121.4	1,582.7	1,986.5	2,748.8
Sales growth %	21.95	1.99	41.14	25.51	38.37
Expenses +	702.2	674.7	824.3	1,123.9	1,652.5
Cost of goods	-	-	-	-	-
Employee cost	156.8	164.6	174.4	207.9	275.4
Other costs	418.3	369.8	504.3	753.2	1,156.5
Operating profit +	524.4	587.1	904.0	1,025.4	1,316.9
Operating margin %	47.7	52.4	57.1	51.6	47.9
Other income	121.7	143.1	227.2	238.7	388.0
Interest	-	-	-	-	-
Depreciation	127.2	140.4	145.5	162.8	220.6
Exceptional items	-	-	33.1	-	-
Profit before tax	519.0	589.8	1,018.7	1,101.4	1,484.3
Tax	131.4	156.7	249.7	292.0	389.8
Profit - disc. ops	-	-10.2	-	-	-
Net profit	387.6	422.9	769.1	809.4	1,094.5
Net margin %	31.7	33.7	42.5	36.4	34.9

Precentage of total income	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales	90.03	88.68	87.45	89.27	87.63
Expenses +	57.5	53.36	45.54	50.51	52.68
Cost of goods	0.0	0.0	0.0	0.0	0.0
Employee cost	12.84	13.01	9.64	9.34	8.78
Other costs	34.25	29.24	27.86	33.85	36.87
Operating profit	42.94	46.42	49.95	46.08	41.98
Other income	9.97	11.32	12.55	10.73	12.37
Interest	0.0	0.0	0.0	0.0	0.0
Depreciation	10.42	11.1	8.04	7.31	7.03
Exceptional items	0.0	0.0	1.83	0.0	0.0
Profit before tax	42.5	46.64	56.29	49.49	47.32
Tax	10.76	12.39	13.79	13.12	12.43
Profit - disc. ops	0.0	-0.81	0.0	0.0	0.0
Net profit	31.74	33.44	42.49	36.37	34.89

	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales +	1,121.6	1,629.5	2,064.9	2,876.5
Sales growth %	None	45.29	26.72	39.3
Expenses +	680.8	867.8	1,183.4	1,739.5
Cost of goods	-	-	-	-
Employee cost	169.9	197.5	241.7	323.7
Other costs	370.6	515.9	770.2	1,187.3
Operating profit +	581.1	916.1	1,052.9	1,365.5
Operating margin %	51.8	56.2	51.0	47.5
Other income	144.5	230.6	246.5	402.2
Interest	-	-	-	-
Depreciation	140.4	154.3	171.4	228.5
Exceptional items	-	33.1	-	-
Profit before tax	585.3	1,025.5	1,128.0	1,539.1
Tax	155.5	252.1	299.9	404.8
Profit - disc. ops	-10.2	-	-	-
Net profit	419.5	773.4	828.0	1,134.3
Net margin %	33.4	41.6	35.8	34.6

Precentage of total income	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales	88.59	87.6	89.34	87.73
Expenses +	53.77	46.65	51.2	53.06
Cost of goods	0.0	0.0	0.0	0.0
Employee cost	13.42	10.62	10.46	9.87
Other costs	29.27	27.73	33.32	36.21
Operating profit	45.9	49.25	45.55	41.65
Other income	11.41	12.4	10.66	12.27
Interest	0.0	0.0	0.0	0.0
Depreciation	11.09	8.3	7.42	6.97
Exceptional items	0.0	1.78	0.0	0.0
Profit before tax	46.23	55.13	48.8	46.94
Tax	12.28	13.55	12.98	12.35
Profit - disc. ops	-0.81	0.0	0.0	0.0
Net profit	33.14	41.58	35.82	34.6

Revenue from operations

Ratios

Standalone

Consolidated

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Solvency +
Total Debt/Equity	0.0	0.0	0.0	0.0	0.0
Net Debt/Equity	0.0	0.0	0.0	0.0	0.0
Total Debt/Assets	0.0	0.0	0.0	0.0	0.0
Total Assets/Equity	1.6	1.7	1.6	1.5	1.5
Liquidity +
Current Ratio	5.2	3.5	4.3	4.0	4.1
Quick Ratio	5.2	3.5	4.3	4.0	4.1
Interest Coverage	-	-	-	-	-
Performance
Gross Margin	100.0	100.0	100.0	100.0	100.0
Operating Margin	47.7	52.4	57.1	51.6	47.9
Net Margin	31.7	33.7	42.5	36.4	34.9
Return +
Return on Equity	23.3	19.6	26.3	21.8	22.9
Pre-tax ROCE	21.5	18.6	22.7	26.4	26.4
Return on Assets	14.7	11.6	16.3	14.5	15.5
Pre-tax ROIC	23.9	20.7	25.9	23.2	23.0
Efficiency +
Days Payable	-	-	-	-	-
Days Inventory	-	-	-	-	-
Days Receivable	26.0	19.0	18.0	28.0	19.0
Fixed Asset Turnover	2.6	2.0	2.1	1.9	2.3
Total Asset Turnover	0.4	0.3	0.3	0.4	0.4
Working Capital
Cash Conversion Cycle	26.0	19.0	18.0	28.0	19.0
Working Capital Days	470.0	604.0	594.0	406.0	390.0

	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Solvency +
Total Debt/Equity	0.0	0.0	0.0	0.0
Net Debt/Equity	0.0	0.0	0.0	0.0
Total Debt/Assets	0.0	0.0	0.0	0.0
Total Assets/Equity	1.7	1.6	1.5	1.5
Liquidity +
Current Ratio	3.7	4.5	4.3	4.4
Quick Ratio	3.7	4.5	4.3	4.4
Interest Coverage	-	-	-	-
Performance
Gross Margin	100.0	100.0	100.0	100.0
Operating Margin	51.8	56.2	51.0	47.5
Net Margin	33.4	41.6	35.8	34.6
Return +
Return on Equity	19.4	26.5	22.2	23.5
Pre-tax ROCE	17.4	21.3	25.3	25.1
Return on Assets	11.5	16.2	14.7	15.7
Pre-tax ROIC	20.4	26.1	23.6	23.6
Efficiency +
Days Payable	-	-	-	-
Days Inventory	-	-	-	-
Days Receivable	19.0	17.0	27.0	17.0
Fixed Asset Turnover	2.0	2.0	1.9	2.3
Total Asset Turnover	0.3	0.3	0.4	0.4
Working Capital
Cash Conversion Cycle	19.0	17.0	27.0	17.0
Working Capital Days	645.0	623.0	424.0	417.0

Ratios

Current ratio

Debt/equity ratio

Charges on assets

As per information available, the company has no registered charges.

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Tofler Score

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Risk

Severe Risk

No risks identified

Moderate Risk

CASH DETERIORATING

Low Risk

No risks identified

About Tofler Score

Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

CIN

U74990MH2008NPL189067

PAN

AACCN9852G

Incorporation

2008, 16.9 years

Company Email

priyanka.agrawal@npci.org.in

Paid up Capital

₹ 140.4 Cr

Authorised Capital

₹ 300.0 Cr

AGM

Sep 2024

Type

Public

Others

FAQ - NATIONAL PAYMENTS CORPORATION OF INDIA

What is the incorporation date of NATIONAL PAYMENTS CORPORATION OF INDIA?

The incorporation date of NATIONAL PAYMENTS CORPORATION OF INDIA is 19 December, 2008

What is the authorized share capital of NATIONAL PAYMENTS CORPORATION OF INDIA?

The authorized share capital of NATIONAL PAYMENTS CORPORATION OF INDIA is INR ₹ 300.0 Cr.

What is the paid-up capital of NATIONAL PAYMENTS CORPORATION OF INDIA?

The paid-up capital of NATIONAL PAYMENTS CORPORATION OF INDIA is INR ₹ 140.4 Cr.

What is the registered address of NATIONAL PAYMENTS CORPORATION OF INDIA?

The registered address of NATIONAL PAYMENTS CORPORATION OF INDIA is 1001A, B Wing, 10th Floor, The Capital Bandra - Kurla Complex, Bandra (East), Mumbai City, Mumbai, Maharashtra, India, 400051 - 400051

What is the CIN number of NATIONAL PAYMENTS CORPORATION OF INDIA?

The CIN number of NATIONAL PAYMENTS CORPORATION OF INDIA is U74990MH2008NPL189067.

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