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MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED

www.mrhmfl.co.in
Active
Updated: 25 Sep 2025

The company offers financial services like commercial loans for purchase or construction of home and construction finance for upcoming affordable housing projects.

Mas Rural Housing & Mortgage Finance Limited, is an unlisted public company incorporated on 24 July, 2007. It is classified as a public limited company and is located in , Gujarat. It's authorized share capital is INR 45.00 cr and the total paid-up capital is INR 38.11 cr.

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Subscription Plans
Industry and products
Business Services
  • Home loan, construction loan, Commercial loan
Company size
Auth Capital
₹ 45.0 Cr
Paidup Capital
₹ 38.1 Cr
Revenue
Not Available
# Key metrics of Mas Rural Housing & Mortgage Finance Limited - All rupee values in INR crores. Based on March 2025 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 45.0 Cr | | | Paidup Capital | ₹ 38.1 Cr | | | Revenue | Not Available | | | Total Revenue | Details available with Tofler Pro subscription | -6.49% | | EBITDA | Details available with Tofler Pro subscription | -6.6% | | Net Profit | Details available with Tofler Pro subscription | 190.59% | | Networth | Details available with Tofler Pro subscription | -7.96% | | Borrowings | Details available with Tofler Pro subscription | 47.15% | | Assets | Details available with Tofler Pro subscription | 3.46% | | Gross Margin | Details available with Tofler Pro subscription | 0.27 | | Operating Margin | Details available with Tofler Pro subscription | -0.13 | | Net Profit Margin | Details available with Tofler Pro subscription | 7.03 | | Return on Equity | Details available with Tofler Pro subscription | 7.53 | | ROCE | Details available with Tofler Pro subscription | -2.41 | | Debt to Equity | Details available with Tofler Pro subscription | 0.18 |
Key Metrics

** All rupee values in INR crores. Based on March 2025 numbers.

Total Revenue
-6.49%
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EBITDA
-6.6%
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Net Profit
190.59%
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Networth
-7.96%
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Borrowings
47.15%
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Assets
3.46%
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Gross Margin
0.27
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Operating Margin
-0.13
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Net Profit Margin
7.03
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Return on Equity
7.53
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ROCE
-2.41
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Debt to Equity
0.18
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Sales
Mar 2025
Net worth
Mar 2025

Locations

indian flag India (1)
State Type Address

location icon Locations on Map

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People

Designation Name DIN/PAN Tenure
Director Darshana Saumil Pandya
Shareholder
07610402 9 years
Director Subir Nag 02169915 10 years
Managing Director Kamlesh Chimanlal Gandhi
Shareholder
00044852 18 years
Director Daksha Niranjan Shah 00376899 2 years
Director Umesh Rajanikant Shah 07685672 2 years

Financial Highlights

** All numbers in INR crores
Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
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Total assets

Charges on assets

Bank wise
Charges
1

Indian Bank

No. of Loans: 3

Total Amount : 135.0 cr

2

IDFC First Bank Limited

No. of Loans: 3

Total Amount : 86.0 cr

3

State Bank of India

No. of Loans: 2

Total Amount : 75.0 cr

4

National Housing Bank

No. of Loans: 6

Total Amount : 60.0 cr

5

Bank of Baroda

No. of Loans: 1

Total Amount : 50.0 cr

6

LIC Housing Finance Limited

No. of Loans: 1

Total Amount : 50.0 cr

7

POONAWALLA FINCORP LIMITED

No. of Loans: 1

Total Amount : 50.0 cr

8

The Federal Bank Limited

No. of Loans: 4

Total Amount : 40.0 cr

9

Tata Capital Financial Services Limited

No. of Loans: 1

Total Amount : 40.0 cr

10

Kotak Mahindra Bank Limited

No. of Loans: 1

Total Amount : 31.0 cr

11

Union Bank of India

No. of Loans: 2

Total Amount : 30.0 cr

12

SUNDARAM HOME FINANCE LIMITED

No. of Loans: 2

Total Amount : 26.0 cr

13

Bajaj Finance Limited

No. of Loans: 2

Total Amount : 25.0 cr

14

Bank of Maharashtra

No. of Loans: 1

Total Amount : 25.0 cr

15

Oriental Bank of Commerce

No. of Loans: 1

Total Amount : 25.0 cr

16

Baroda Gujarat Gramin Bank

No. of Loans: 1

Total Amount : 20.0 cr

17

HDFC Bank Limited

No. of Loans: 1

Total Amount : 20.0 cr

18

South Indian Bank

No. of Loans: 2

Total Amount : 20.0 cr

19

CSB BANK LIMITED

No. of Loans: 1

Total Amount : 15.0 cr

20

UTKARSH SMALL FINANCE BANK LIMITED

No. of Loans: 1

Total Amount : 15.0 cr

21

Aditya Birla Finance Limited

No. of Loans: 1

Total Amount : 15.0 cr

22

The South Indian Bank Limited

No. of Loans: 2

Total Amount : 12.0 cr

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Charges

Indian Bank
IDFC First Bank Limited
State Bank of India
National Housing Bank
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
FINANCE INDUSTRY DEVELOPMENT COUNCIL
Active
0.0 1 Maharashtra
SWALAMB MASS FINANCIAL SERVICES LTD.
Active
5.0 L 2 Gujarat
PRARTHNA MARKETING PRIVATE LIMITED
Active
1.0 L 2 Gujarat
MASFIN INSURANCE BROKING PRIVATE LIMITED
Active
50.0 L 2 Gujarat
MAS FINANCIAL SERVICES LIMITED
Active
181.5 Cr 3
DHI ADVISORS PRIVATE LIMITED
Active
11.0 L 1 Gujarat
SADBHAV JODHPUR RING ROAD PRIVATE LIMITED
Active
11.7 Cr 1 Gujarat
SADBHAV KIM EXPRESSWAY PRIVATE LIMITED
Active
101.2 Cr 1 Gujarat
SADBHAV INFRASTRUCTURE PROJECT LIMITED
Active
352.2 Cr 1 Gujarat
SALINE AREA VITALISATION ENTERPRISE PRIVATE LIMITED
Active
6.0 L 1 Gujarat
LIGHT MICROFINANCE PRIVATE LIMITED
Active
107.8 Cr 1
TERRAFIRMA SERVICES PRIVATE LIMITED
Active
1.0 L 1 Delhi
PELLUCIDUX CAPITAL ADVISORY LLP
Active
1.0 L 1 West Bengal
MCARBON TECH INNOVATION PRIVATE LIMITED
Active
2.0 L 1
GENERAL MOBILE TECHNOLOGY INDIA PRIVATE LIMITED
Active
2.3 Cr 1 Delhi
UNIPATH SPECIALTY LABORATORY (GUJARAT) L LP
Active
1.0 L 1 Gujarat

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
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Low Risk
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About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

U74900GJ2007PLC051383

PAN

AAFCM6629P

Incorporation

2007, 18.2 years

Company Email

Darshil_hiranandani@mas.co.in

Paid up Capital

₹ 38.1 Cr

Authorised Capital

₹ 45.0 Cr

AGM

Aug 2025

Type

Public
Others

FAQ - MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED

What is the incorporation date of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED?

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The incorporation date of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED is 24 July, 2007

What is the authorized share capital of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED?

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The authorized share capital of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED is INR ₹ 45.0 Cr.

What is the paid-up capital of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED?

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The paid-up capital of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED is INR ₹ 38.1 Cr.

What is the registered address of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED?

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The registered address of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED is 4TH FLOOR, NARAYAN CHAMBERS B/H PATANG HOTEL, ASHRAM ROAD, AHMEDABAD, Gujarat, India, 380009 - 380009

What is the CIN number of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED?

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The CIN number of MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED is U74900GJ2007PLC051383.

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