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CREDITACCESS GRAMEEN LIMITED

Active
Updated: 24 Jun 2025

The company provides micro-credit to economically backward women through the joint liability group mechanism.

Creditaccess Grameen Limited, is an unlisted public company incorporated on 12 June, 1991. It is classified as a public limited company and is located in , . It's authorized share capital is INR 170.00 cr and the total paid-up capital is INR 159.45 cr.

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Subscription Plans
Industry and products
Trading
  • Life Insurance., Grameen Savaari Loan, Emergency Loans, Family Welfare Loans, Grameen Udyog loan, Grameen Vikas Loan, Home Improvement Loans, Income Generation Loans, Retail Finance
Company size
Auth Capital
₹ 170.0 Cr
Paidup Capital
₹ 159.4 Cr
Revenue
₹ 3500-3750 cr
Key Metrics

** All rupee values in INR crores. Based on March 2023 numbers.

Total Revenue
54.97%
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EBITDA
78.27%
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Net Profit
116.16%
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Networth
29.62%
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Borrowings
55.58%
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Assets
47.74%
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Gross Margin
-
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Operating Margin
8.76
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Net Profit Margin
6.58
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Return on Equity
6.47
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ROCE
36.5
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Debt to Equity
0.53
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Sales
Mar 2023
Net worth
Mar 2023

Locations

indian flag India (1)
State Type Address

location icon Locations on Map

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People

Designation Name DIN/PAN Tenure
Managing Director Udaya Kumar Hebbar
Shareholder
07235226 10 years
Nominee Director Massimo Vita . 07863194 8 years
Nominee Director Sumit Kumar 07415525 9 years
Director Lilian Jessie Paul 02864506 5 years
Director George Joseph
Shareholder
00253754 10 years
Director Manoj Kumar 02924675 6 years
Director Paolo Brichetti
Shareholder
01908040 3 years
Director Rekha Gopal Warriar 08152356 3 years

Financial Highlights

** All numbers in INR crores
Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
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Networth
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
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Total assets

Charges on assets

Bank wise
Charges
1

Catalyst Trusteeship Limited

No. of Loans: 11

Total Amount : 5,791.8 cr

2

The Hongkong and Shanghai Banking Corporation Limited

No. of Loans: 13

Total Amount : 2,795.0 cr

3

Axis Bank Limited

No. of Loans: 5

Total Amount : 2,400.0 cr

4

Bank of Baroda

No. of Loans: 6

Total Amount : 2,250.0 cr

5

Small Industries Development Bank of India

No. of Loans: 3

Total Amount : 2,200.0 cr

6

ICICI Bank Limited

No. of Loans: 2

Total Amount : 2,005.0 cr

7

State Bank of India

No. of Loans: 2

Total Amount : 2,000.0 cr

8

Yes Bank Limited

No. of Loans: 3

Total Amount : 1,875.0 cr

9

HDFC Bank Limited

No. of Loans: 4

Total Amount : 1,400.0 cr

10

Kotak Mahindra Bank Limited

No. of Loans: 4

Total Amount : 1,275.0 cr

11

IDFC First Bank Limited

No. of Loans: 3

Total Amount : 1,150.0 cr

12

DBS BANK INDIA LIMITED

No. of Loans: 4

Total Amount : 1,080.0 cr

13

National Bank for Agriculture and Rural Development

No. of Loans: 4

Total Amount : 1,040.0 cr

14

BANDHAN BANK LIMITED

No. of Loans: 3

Total Amount : 700.0 cr

15

MICRO UNITS DEVELOPMENT & REFINANCE AGENCY LIMITED

No. of Loans: 3

Total Amount : 700.0 cr

16

The Federal Bank Limited

No. of Loans: 4

Total Amount : 650.0 cr

17

Bajaj Finance Limited

No. of Loans: 4

Total Amount : 625.0 cr

18

Standard Chartered Bank

No. of Loans: 4

Total Amount : 586.5 cr

19

Punjab National Bank

No. of Loans: 2

Total Amount : 500.0 cr

20

International Finance Corporation

No. of Loans: 1

Total Amount : 428.7 cr

21

INTERNATIONAL FINANCE CORPORATION

No. of Loans: 1

Total Amount : 395.8 cr

22

Axis Trustee Services Limited

No. of Loans: 2

Total Amount : 392.4 cr

23

RBL Bank Limited

No. of Loans: 2

Total Amount : 370.0 cr

24

IDBI Bank Limited

No. of Loans: 2

Total Amount : 350.0 cr

25

UJJIVAN SMALL FINANCE BANK LIMITED

No. of Loans: 2

Total Amount : 250.0 cr

26

CitiBank N.A.

No. of Loans: 2

Total Amount : 250.0 cr

27

Odisha Gramya Bank

No. of Loans: 1

Total Amount : 250.0 cr

28

IDBI Trusteeship Services Limited

No. of Loans: 1

Total Amount : 240.0 cr

29

CSB BANK LIMITED

No. of Loans: 2

Total Amount : 200.0 cr

30

BNP Paribas

No. of Loans: 1

Total Amount : 200.0 cr

31

The Karnataka Bank Limited

No. of Loans: 2

Total Amount : 200.0 cr

32

OESTERREICHISCHE ENTWICKLUNGSBANK AG

No. of Loans: 1

Total Amount : 165.2 cr

33

DCB Bank Limited

No. of Loans: 2

Total Amount : 165.0 cr

34

The Karur Vysya Bank Limited

No. of Loans: 3

Total Amount : 150.0 cr

35

Barclays Bank PLC

No. of Loans: 1

Total Amount : 150.0 cr

36

Mahindra and Mahindra Financial Services Limited

No. of Loans: 1

Total Amount : 150.0 cr

37

NABKISAN FINANCE LIMITED

No. of Loans: 2

Total Amount : 130.0 cr

38

City Union Bank Limited

No. of Loans: 2

Total Amount : 106.0 cr

39

Punjab and Sind Bank

No. of Loans: 1

Total Amount : 100.0 cr

40

CTBC Bank Co.Ltd

No. of Loans: 1

Total Amount : 100.0 cr

41

Aditya Birla Finance Limited

No. of Loans: 1

Total Amount : 100.0 cr

42

UCO Bank

No. of Loans: 1

Total Amount : 100.0 cr

43

Global Access Fund IV LP

No. of Loans: 1

Total Amount : 98.4 cr

44

Industrial and Commercial Bank of China Limited

No. of Loans: 1

Total Amount : 80.0 cr

45

Union Bank of India

No. of Loans: 1

Total Amount : 75.0 cr

46

KEB Hana Bank

No. of Loans: 1

Total Amount : 70.0 cr

47

UTKARSH SMALL FINANCE BANK LIMITED

No. of Loans: 2

Total Amount : 70.0 cr

48

DOHA BANK QPSC

No. of Loans: 2

Total Amount : 55.5 cr

49

KB Kookmin Bank

No. of Loans: 1

Total Amount : 55.0 cr

50

Qatar National Bank

No. of Loans: 1

Total Amount : 55.0 cr

51

Bank of China LImited

No. of Loans: 1

Total Amount : 50.0 cr

52

The South India Bank

No. of Loans: 1

Total Amount : 50.0 cr

53

Indian Overseas Bank

No. of Loans: 1

Total Amount : 50.0 cr

54

WOORI BANK

No. of Loans: 1

Total Amount : 49.0 cr

55

Bank of Bahrain & Kuwait B.S.C.

No. of Loans: 1

Total Amount : 40.0 cr

56

Shinhan Bank

No. of Loans: 1

Total Amount : 30.0 cr

57

Doha Bank QPSC

No. of Loans: 1

Total Amount : 14.5 cr

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Charges

Catalyst Trusteeship Limited
The Hongkong and Shanghai Banking Corporation Limited
Axis Bank Limited
Bank of Baroda
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
MADURA MICRO FINANCE LIMITED
Amalgamated
7.2 Cr 3
MUTHOOT FINANCE LIMITED
Active
401.5 Cr 1
MV MICROFIN PRIVATE LIMITED
Amalgamated
4.8 Cr 1 Karnataka
PAUL WRITER STRATEGIC SERVICES PRIVATE LIMITED
Active
1.0 L 1 Karnataka
CIEL HR SERVICES LIMITED
Active
8.5 Cr 1
POLICYBAZAAR INSURANCE BROKERS PRIVATE LIMITED
Active
99.6 Cr 1
PB FINTECH LIMITED
Active
91.9 Cr 1
BAJAJ CONSUMER CARE LIMITED
Active
13.7 Cr 1
VOXELGRIDS INNOVATIONS PRIVATE LIMITED
Active
54.4 L 1 Karnataka
CONFLUENCE FOR HEALTH ACTION AND TRANSFORMATION FOUNDATION
Active
0.0 1 Maharashtra
VVR CAPITAL ADVISORS PRIVATE LIMITED
Strike Off
1.0 L 1 Maharashtra
MALGHARIA ADVISORS PRIVATE LIMITED
Active
5.0 L 1 Karnataka
UOFT INDIA FOUNDATION
Active
0.0 1 Maharashtra
CENTRE FOR CELLULAR AND MOLLECULAR PLATFORMS
Active
1,000.0 1 Karnataka
FOUNDATION FOR AEROSPACE INNOVATION RESEARCH AND ENTREPRENEURSHIP
Active
0.0 1 Karnataka
KRISHI KALPA FOUNDATION
Active
10.0 L 1 Karnataka
SOCIAL ALPHA ADVISERS LLP
Active
1.0 L 1 Maharashtra
SUSTAIN PLUS ENERGY FOUNDATION
Active
30,000.0 1 Karnataka
FOUNDATION FOR INNOVATION AND SOCIAL ENTREPRENEURSHIP
Active
1.0 L 1 Karnataka
KANPUR FLOWERCYCLING PRIVATE LIMITED
Active
17.3 L 1 Uttar Pradesh
CENTRE FOR CELLULAR AND MOLLECULAR PLATFORMS
Active
1,000.0 1 Karnataka
ALPHA MICRO FINANCE CONSULTANTS PRIVATE LIMITED
Active
3.2 Cr 1 Tamil Nadu
OLYMPUS CAPITAL HOLDINGS ASIA INDIA ADVISORS PRIVATE LIMITED
Active
2.2 Cr 1 Haryana
MANAK WASTE MANAGEMENT PRIVATE LIMITED
Active
90.6 L 1 Delhi
CREDITAS SOLUTIONS PRIVATE LIMITED
Active
12.9 L 1 Delhi
VILCART SOLUTIONS PRIVATE LIMITED
Active
22.4 L 1 Karnataka
MACHINEMAZE INTEGRATION SERVICES PRIVATE LIMITED
Active
92.9 L 1 Karnataka
IIFL FACILITIES SERVICES LIMITED
Active
9.0 Cr 1 Maharashtra
IIFL SECURITIES LIMITED
Active
61.8 Cr 1 Maharashtra
360 ONE PRIME LIMITED
Active
305.5 Cr 1 Maharashtra
SUN PHARMA ADVANCED RESEARCH COMPANY LIMITED
Active
32.5 Cr 1

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
CREDITACCESS INDIA FOUNDATION Karnataka 2021 ₹ 1.0 L

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

L51216KA1991PLC053425

PAN

AAECS7201G

Incorporation

1991, 34.1 years

Company Email

cs@cagrameen.in

Paid up Capital

₹ 159.4 Cr

Authorised Capital

₹ 170.0 Cr

AGM

Aug 2024

Type

Public
Others

FAQ - CREDITACCESS GRAMEEN LIMITED

What is the incorporation date of CREDITACCESS GRAMEEN LIMITED?

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The incorporation date of CREDITACCESS GRAMEEN LIMITED is 12 June, 1991

What is the authorized share capital of CREDITACCESS GRAMEEN LIMITED?

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The authorized share capital of CREDITACCESS GRAMEEN LIMITED is INR ₹ 170.0 Cr.

What is the paid-up capital of CREDITACCESS GRAMEEN LIMITED?

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The paid-up capital of CREDITACCESS GRAMEEN LIMITED is INR ₹ 159.4 Cr.

What is the registered address of CREDITACCESS GRAMEEN LIMITED?

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The registered address of CREDITACCESS GRAMEEN LIMITED is New No.49(OldNo725),46th Cross, 8th Block, Jayanagar (Next to Rajalakshmi Kalyana Mantapa), B Sk II Stage, Bangalore, Bangalore South, Karnataka, India, 560070 - 560070

What is the CIN number of CREDITACCESS GRAMEEN LIMITED?

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The CIN number of CREDITACCESS GRAMEEN LIMITED is L51216KA1991PLC053425.

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